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We develop credit risk scorecards and Basel II models. We develop application and behaviour scorecards, as well as PD, EAD and LGD models specifically for clients to support their Basel II solutions.

We are trusted to do so for a number of high profile clients for the following reasons:

  • We use the best available statistical methodologies which we tailor to be suitable to each specific client engagement. This means we always maximise the value from the data available, and do not use any in house "black box" solution.
  • We are open and transparent in our methodologies, and always share these methods with our clients.
  • We have developed a deep understanding of the regulatory environment under Basel II, and always seek to develop models which are compliant with these regulations.
  • We pride ourselves on the quality of our model development documentation, and the knowledge transfer provided to our clients to enable them to take forward future model developments themselves.